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Living in Serbia: Expat Financial Guide

Everything you need to manage your money in Serbia β€” banks, transfers, housing, taxes and more.

βœ… Updated March 2026 🌍 SR/EN speaking πŸ’± RSD 0% tax hassle
RSD600
Min. monthly salary
RSD1,100
Avg. monthly salary
RSD350–900
1BR apartment/month
10% flat income tax
Income tax
πŸ›‚ Visa & Entry
Main visa route
Visa-free 30 days, extendable. White card registration required.
🏦 Banking
Best for expats
Raiffeisen or OTP Bank β€” English support, expat-friendly
Requires boravak?
Yes β€” temporary residence permit (boraviΕ‘na viza)
White card
Register address at police within 24h of arrival
Documents needed
Passport + boravak + proof of address
πŸ“‹ First Steps
White card
Register at police station within 24 hours of arriving
Temporary residence (boravak)
Apply at SUP (police). Takes 1–3 months.
PIB Tax Number
Needed if working. Apply at Tax Administration.
SIM Card
mt:s, Telenor, or A1. Passport accepted for prepaid.
πŸ’Έ Transfers Home
Best service
Wise β€” works from Serbia
To Russia
Wise, some Serbian banks have SWIFT to Russia
Average fee (1,000 EUR)
Wise: ~€6. Bank: €15–30
Crypto
Popular among expats for Russia transfers
🏠 Housing
1BR Belgrade centre
€500–900/month
1BR Novi Beograd
€450–800/month
1BR Novi Sad
€350–600/month
Note
Prices in EUR, paid in RSD at current rate

Ready to move to Serbia?

Use our free tools to find the best bank and transfer service for your situation.

πŸ“– Other Country Guides
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Germany
Expat Guide β†’
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Canada
Expat Guide β†’
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UAE
Expat Guide β†’
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Georgia
Expat Guide β†’
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Armenia
Expat Guide β†’
ℹ️

Information is for guidance only and updated quarterly. Laws and banking policies change β€” always verify with official sources. Last updated: March 2026.